If you get paid every two weeks, it can be hard to figure out what your actual take-home pay looks like after taxes.
This simple calculator helps you estimate your biweekly paycheck after tax, so you can plan your budget, savings, and spending with more clarity.
Biweekly Paycheck Calculator
How This Calculator Works
This calculator estimates your paycheck in three simple steps:
- Weekly Income
- Hourly pay × hours worked
- Plus overtime (if any)
- Biweekly Pay
- Weekly income × 2
- After-Tax Income
- Subtract estimated taxes based on your input %
What Tax Rate Should You Use?
This is just an estimate, so use:
- 15%–20% → Lower income / fewer deductions
- 20%–25% → Average range for many people
- 25%–30%+ → Higher income or higher tax states
Example
If you make:
- $20/hour
- 40 hours/week
- 20% tax
You’ll take home roughly:
- $1,600 gross biweekly
- $1,280 after tax
Why This Matters
Understanding your real paycheck helps you:
- Build a realistic budget
- Avoid overspending
- Plan savings goals faster
- See how overtime actually affects your income